Chat, call, pay
& share location
in one app.
Everything your messaging app should do — and everything your bank app should be. Talk 2 is built for Nigeria.
- End-to-end encrypted
- Works on 3G/4G/5G
- All Nigerian banks supported
- Active users
120K+
Active users
and growing every day
- Messages sent
4.8M
Messages sent
in the last 30 days
- Transacted
₦2.3B
Transacted
securely through wallets
- Uptime
99.9%
Uptime
always there when you need it
Four things. Done perfectly.
Every feature is connected. One account, one app, one home.
Messaging that actually feels fast
- End-to-end encrypted one-to-one and group chats
- Voice notes, reactions, file sharing, GIFs
- Send money to anyone inside a conversation
- Group chats with custom names and avatars
Simple by design
Get started in minutes
No complicated setup. No long verification. Just open and go.
01
Create your account
Sign up with your email or phone. Verify in one tap — done in under a minute.
02
Link your bank or card
Connect GTBank, Access, Zenith and more. Add your Verve, Mastercard or Visa card instantly.
03
Connect & go
Chat, make calls, send ₦ to friends, and share your location — everything works from day one.
Real people, real results
Nigerians love Talk 2
“I pay suppliers, chat with my team, and track deliveries — all from one app. Talk 2 saved me from juggling three separate tools.”
ANAdaeze NwosuSmall business owner, Lagos “The call quality is genuinely great even on a weak connection. Location sharing is perfect for meeting clients around the city.”
EOEmeka OkonkwoTech freelancer, Abuja “My study group uses it for everything — chat, splitting bills, and sharing location to link up on campus. We all love it.”
CBChidinma BasseyUniversity student, Port Harcourt
Stay connected.
Always free.
Chat, call, send money and share your location — no subscriptions, no hidden fees, ever.